Deschutes Public Library

Consumer banking and payments law, bank and prepaid accounts, electronic payments, remittances, wage and benefit payments, electronic records and signatures, Lauren K. Saunders, Margot Saunders, Cathy Lesser Mansfield ; contributing authors Rebecca Borné, Mark Budnitz, Carolyn Carter, Jon Sheldon

eng

Includes bibliographical references, appendices, and index

illustrationsforms

index present

non fiction

Consumer banking and payments law

bibliography

1046079580

Lauren K. Saunders, Margot Saunders, Cathy Lesser Mansfield ; contributing authors Rebecca Borné, Mark Budnitz, Carolyn Carter, Jon Sheldon

The consumer credit and sales legal practice series

bank and prepaid accounts, electronic payments, remittances, wage and benefit payments, electronic records and signatures

First considerations -- Deposit accounts : account opening, closing, statements, fees, and interest -- The consumer's payment by personal check -- Check payments to consumers -- Electronic fund transfers -- Payments outside of bank accounts : money orders, cashier's checks, domestic and international remittances -- Prepaid accounts, gift and payroll cards, mobile payments and other stored value systems -- Electronic benefit transfer (EBT) -- Federal benefit payments -- Banker's setoff and security interests in bank accounts -- Electronic transactions : contracts, disclosures, and signatures -- Uniform Commercial Code provisions on consumer checking --Truth in savings -- Federal check regulation : Check 21, funds availability, and check collections -- Payments to telemarketers -- Electronic fund transfers -- NACHA rules, guidelines, and bulletins -- Stored value and prepaid cards -- Federal benefits payments -- Electronic signatures and records